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Is your house Under Water? .. help is here.
Missing mortgage payments?
Tried to modify your mortgage?
Not sure of your options, or what to do?
Not just any Real Estate Agent can assist you with a short sale in order to avoid foreclosure. In fact, most agents haven't the slightest idea as to what's involved in a Short Sale process. We have the experience and track record to get Short Sales approved.
If a Short Sale is what you must do, then not only can we sell your home, but we will negotiate for the lender to forgive the outstanding debt. (This is very different than a foreclosure which will still hold you liable for the debt.) In many cases the lender(s) also allow for a 'moving allowance' paid to yourself at closing for your cooperation.
By listing your home today and initiating a Short Sale we may even delay the foreclosure.
We Offer Service Thoughout
New Haven County and Middlesex County, CT
Contact us with you questions. Our service is FREE.
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Testimontials
"I was very happy to have Phil work with me to sell my home. Phil scheduled all meeting and showings at my convenience and quickly returned all phone calls. He promptly had avertising in place and he provided me with excellent advice about how to prepare my home for sale via short sale. He worked hard, illustrated a great understanding of contract details, negotiation, and documentation. I really appreciated Phils' expert advice throughout the entire short sale process. Phil was the professional I was looking for."
- Rich H (West Haven, CT)
"We are very grateful! We put our faith in you and in the process and it worked out. Even if right now we were still waiting.. we were thankful for you and that you answered all my calls and listened when things seemed bleak with the weather we endured this winter. I had my 'worry angel' too! We know the short sale process could have taken even longer, but having you there to see us through, no matter how long it may have taken, was very reassuring. We would recommend you to others"
- Robin Q (CT)
"Phil is the best realtor I have ever worked with! Like many people, my wife and I were caught in the housing market collapse and had to short sell our house. Phil made the process as easy as it could be. He knows the process cold from beginning to end, and negotiates tenaciously with your bank. Phil was on the ball with everything."
- Ken H (CT)
"Sorry I didn't email you before. All I want to say is that I'm really grateful for helping me with the sale of my condo. Thanks for your patience and the long hours spent for this to happen. I fell sooo relieved I don't have a court issue or a huge debt."
- Carolina P (North Haven, CT)
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Our company does ‘Short Sales’ as well as list and sell residential homes, condominiums and multi-family properties in Litchfield, Fairfield, New London, Middlesex and New Haven Counties including:
Ansonia, Beacon Falls, Bethany, Branford, Cheshire, Derby, Devon, East Haven, Guilford, Hamden, Madison, Meriden, Middlebury, Milford, Naugatuck, New Haven, North Branford, North Haven, Orange, Oxford, Prospect, Seymour, Southbury, Union City, Wallingford, Waterbury, West Haven, Wolcott, Woodbridge, Centerbrook, Chester, Clinton, Colbalt, Cromwell, Deep River, East Haddam, East Hampton, Essex, Haddam, Higganum, Ivoryton, Killingworth, Middlefield, Middletown, Moodus, Old Saybrook, Portland, Rockfall, Westbrook, Westfield, Winthrop
Local Banks we do Short Sales with in Connecticut:
Webster Bank, Liberty Bank, Union Savings Bank, First County Bank, Dime Bank, Rockville Bank, Castle Bank, Putnam Savings Bank, New England Bank, Salisbury Bank, Farmington Savings Bank, Fairfield County Bank, NewAlliance Bank, Connex Credit Union, Newtown Savings Bank, Savings Bank of Danbury, Thomaston Savings Bank, Litchfield Bancorp, Naugatuck Valley Savings and Loan, Savings Institute Bank, Connecticut Community Bank, The Citizens National Bank, Jewett City Savings Bank, Eastern Federal Bank, Stafford Savings Bank, Darien, Rowayton Bank, The Milford Bank, First Niagara Bank, Guilford Savings, Torrington Savings Bank, Peoples, Chelsea Groton.
National Banks we do Short Sales with in Connecticut:
American Home Mtg, Aurora, Bank of America, Bank United, Citi, Citizens, Countrywide, Chase, Dime Savings, GMAC, HFC, HSBC, Home Loan Servicing, IndyMac, Litton, Liberty, M&T Bank, Midland Bank, McCue Mtg, Nationstar Mtg, Navy Federal Credit Union, Ocwen Financial, OneWest, PNC Bank, Saxon Mtg, Sovereign, TDBank, Wachovia, Wells Fargo, Weststar Mtg, Rose Mtg, Quicken Loans, Coreplus, Bank United, Suntrust, Cambell Financial, NE Moves Mtg, Emigrant, Eastern Federal, Union Trust, Ameriquest Mtg, Wilminton Finance, US Bank, Savings Institute, Total Mtg, Northside Mtg, Novastar, CTX Mtg, American Mtg, Astoria Federal, CCO Mtg, Washington Mutual, RBC Mtg, Flagstar Bank, First Magnus, Accredited Home Lenders, First Franklin, Merill Lynch Mtg, Great Western, TD Bank, GMAC Mtg, Sears Mtg, Option One Mtg, and many more.
Government Agencies in Connecticut: FannieMae, FreddieMac, VA, FHA, CFHA
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